⚠️ Received a KYC request from your bank? Act before the deadline — get expert help today →
Know Your Customer checks are a legal requirement — but the documentation banks ask for can be confusing, time-consuming, and easy to get wrong. We prepare your response so it's accepted first time.
KYC stands for Know Your Customer. It's the process banks and other financial institutions use to verify the identity of their customers and assess the risk they pose under Anti-Money Laundering regulations. KYC checks are not optional — they are a legal requirement under UK law.
A KYC check can be triggered at account opening, at periodic review intervals, or when your bank detects unusual activity. It can apply to individuals, sole traders, limited companies, partnerships and trusts.
Years of senior KYC and AML compliance experience across major institutions
Typical turnaround time for individual KYC response packs
Starting price for individual KYC response preparation — fixed fee, agreed upfront
Under the Money Laundering Regulations 2017 and the Proceeds of Crime Act 2002, UK banks are legally obligated to know who their customers are, understand the nature of their financial activity, and identify potential risks of money laundering or terrorist financing.
Banks conduct KYC checks at several points:
⚠️ Failing to respond to a KYC check — or responding inadequately — almost always results in account restriction or closure. Your bank has a legal obligation to act if they cannot verify your identity and risk profile to their satisfaction.
The documents banks request vary depending on whether you're an individual or a business, and how complex your financial situation is.
Banks do not simply issue a warning if your KYC check fails. The consequences can be swift and serious:
We prepare your KYC response pack from start to finish — whether it's a straightforward identity check or a complex enhanced due diligence review. Here's our process:
We review your bank's request and tell you exactly what they need — at no cost and no obligation.
We give you a tailored checklist so you gather only the documents that are needed — nothing more, nothing less.
We write any narrative explanations required, structure your evidence, and assemble your complete KYC pack.
You submit to your bank. If they come back with follow-up questions, we support you through those too.
Tell us what your bank has sent and we'll tell you exactly what to do. Former KPMG and Deloitte compliance professionals, on your side.
Services from £99 · Fixed fees · Strictly confidential