Crypto & Digital Assets

AML compliance for the digital asset economy

Whether you're a VASP, crypto exchange, wallet provider, DeFi protocol, or individual with a complex crypto portfolio — we provide the AML expertise regulators expect and banks demand.

For VASPs & Regulated Firms

VASP & Exchange Compliance

The regulatory environment for virtual asset service providers is tightening globally. FCA registration, FATF Travel Rule compliance, transaction monitoring — we help you build and operate a robust AML framework that satisfies regulators and enables growth.

Initial consultation
Free
No charge, no commitment. Fixed fees agreed in writing before work begins.

What we deliver for VASPs & exchanges

  • AML/CFT policy and procedure documentation
  • FATF Travel Rule implementation advice and gap analysis
  • Customer risk rating frameworks and onboarding procedures
  • Transaction monitoring rule-set design and alert triage support
  • FCA Cryptoasset Business Registration support
  • SAR filing guidance and escalation procedures
  • Enhanced Due Diligence procedures for high-risk customers
  • Staff AML training materials

Business types we support

  • Centralised exchanges (CEX) — full AML programme design and regulatory registration support
  • Wallet providers & custodians — customer onboarding, KYC procedures and Travel Rule compliance
  • DeFi protocols — AML risk assessments and governance documentation
  • Crypto payment processors — merchant onboarding frameworks and transaction monitoring
  • NFT platforms — AML risk frameworks for digital art and collectible marketplaces
  • Crypto OTC desks — EDD packs and counterparty due diligence procedures
For Individuals

Individual crypto holders

Banks increasingly challenge individuals holding or transacting in cryptocurrency. Whether your account has been restricted or you've received a Source of Funds request relating to crypto gains, we help you respond accurately and professionally.

From documenting exchange records and on-chain transaction history to preparing structured Source of Wealth narratives — we produce the evidence your bank needs to reach a resolution.

Common individual crypto situations

  • Source of Funds — crypto gains — documenting trading profits, mining income, staking rewards
  • Account restriction due to crypto — responding to bank requests triggered by exchange deposits
  • Proof of ownership — demonstrating control of wallets and exchange accounts
  • Crypto-to-fiat conversion documentation — structured evidence packs for large conversion events
  • HMRC enquiries — supporting documentation for crypto tax positions
  • PEP or high-risk designation — EDD response packs for individuals with complex crypto portfolios
Key Regulatory Areas

What the regulations require

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FATF Travel Rule

Originator and beneficiary information must accompany crypto transfers above threshold. We help VASPs implement compliant procedures and select suitable solutions.

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FCA Registration

Cryptoasset businesses in the UK must register under the MLRs. We support the application process and help you build the AML controls the FCA expects to see.

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Transaction Monitoring

Effective monitoring requires more than a blockchain analytics tool. We help design rule sets, alert workflows, and triage procedures that work at your scale.

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Customer Risk Rating

Crypto customers carry a unique risk profile. We design CRR frameworks that reflect the specific risk factors in digital asset businesses — from wallet age to on-chain behaviour.

Why KYCifi

Genuine crypto expertise

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Institutional pedigree

Our founder spent 11+ years at KPMG, Deloitte, Bank of New York and Eversheds Sutherland — giving us a deep understanding of what regulators actually look for.

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Crypto-native approach

We understand on-chain analysis, DeFi protocols, Layer 2 networks, and the practical challenges of monitoring pseudonymous transactions — not just the theory.

Fast turnaround

Regulatory deadlines don't wait. We work at pace — individual response packs within 48–72 hours, business frameworks scoped and initiated within days.

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Global reach

We work with VASPs and individuals across the UK, EU, and internationally — providing compliance support that travels with your business wherever it operates.

For Pakistan Virtual Asset Service Providers

Free PVARA Compliance Gap Assessment

Find out exactly what your virtual asset business needs to obtain a PVARA licence and open a Pakistani bank account. Built using the actual PVARA NOC Regulations 2025 and Virtual Assets Act 2026.

Takes under 3 minutes  ·  No payment required  ·  Instant personalised report

Let's talk about your crypto compliance needs

Book a free, confidential 15-minute consultation. We'll tell you exactly what you need — and what it will cost.

Book Free Consultation →