KYC, AML and Source of Funds requests can be confusing and stressful — especially when your account is at risk. We help you respond correctly, confidently, and quickly.
⚠️ Do not ignore your bank's email. Banks allow just 14–30 days to respond before restricting your account. Get expert help first →
Your bank has sent a formal request for documents or information. You don't fully understand what they're asking for — or why.
Payments are being held or your account has been restricted. You need a professional, well-structured response to get things moving.
Your bank wants to know where your money came from — property sale, inheritance, crypto, business income. We help you explain it clearly.
Your business bank has triggered a review, asking for documentation on ownership, structure and trading activity. We prepare the full pack.
Every case is handled personally by Bilal Akhtar — a former Vice President with 11+ years across KPMG, Deloitte, Bank of New York and Eversheds Sutherland.
Navigate personal account reviews and source of funds requests with confidence. From £99.
Reduce payment delays and operational disruption. From £99.
Share your bank's letter. We review it, explain what they need, and outline how we can help — at no charge.
We provide a personalised checklist and guide you through collecting everything needed efficiently.
We write the narrative explanations, structure your evidence, and assemble a complete bank-ready pack.
You submit to your bank. If they come back with further questions, we support you through those too.
No one should feel terrified or alone when navigating the financial system. We're here to make sure you're supported by an expert who genuinely cares.
We know how compliance teams review responses — and we structure yours to meet exactly those standards, first time.
Experience with complex entities, trusts, crypto and multi-country activity — that's where we add the most value.
Structured narratives that are easy for compliance reviewers to follow — reducing the chance of further questions.
We translate complex bank queries into clear, actionable steps — with complete confidentiality at every stage.
We focus on exactly what the bank needs — reducing back-and-forth and avoiding unnecessary documentation.
Meet us in person at our Manchester office, or work with us remotely by video or phone — wherever you are in the UK.
A Source of Funds request doesn't mean you're suspected of anything. It means your bank needs to understand where your money came from. Here's how to respond correctly.
Business KYC reviews are far more complex than personal ones. An incomplete response almost always generates further questions — and more delay.
Your initial consultation is completely free and confidential. In 15 minutes, we'll review your bank's request, explain your options clearly, and tell you exactly what we can do to help — with no obligation to proceed.
Schedule Your Call
Book a free 15-minute call — by video, phone, or in person at our Manchester office.
Or email directly: info@kycifi.com
Every case is different. We provide tailored compliance support — whether you're an individual facing a personal account review or a business navigating complex due diligence.
Banks send KYC and AML requests to individuals every day — often triggered by completely legitimate transactions. We help you respond correctly, confidently, and quickly.
Whether your account has been restricted, payments are being held, or you've received a confusing letter — we handle it.
Free consultation
You share your bank's letter. We review it and explain exactly what they're asking for and why.
Document collection
We provide a personalised checklist and guide you through gathering all required evidence.
Drafting & review
We write the narrative and assemble your full response pack. You review and approve before submission.
Submission & follow-up
You submit to your bank. If they come back with further questions, we support you through those too.
KYC and AML reviews can disrupt operations, delay payments, and put banking relationships at risk. We help you respond professionally — satisfying even the most rigorous compliance teams.
From simple SME reviews to complex multi-jurisdictional EDD requests, we prepare documentation that compliance teams understand and approve.
Comprehensive documentation for high-risk designations — structured to meet your regulator's expectations.
Politically Exposed Person documentation, source of wealth narratives and supporting evidence.
Information packs formatted to satisfy correspondent banking due diligence requirements.
Ownership structure certification and support when your bank triggers a periodic review.
Sanctions screening is a regulatory requirement for many regulated businesses — but conducting it properly requires specialist expertise that most firms simply don't have in-house. We've worked with professional firms where screening was being carried out in-house and identified significant gaps in the process.
We can conduct sanctions, PEP and adverse media screening on behalf of businesses and individuals — carried out by a specialist expert in this field. Faster, more accurate, and often at a lower cost than in-house resource.
Discuss Your Needs →All prices are fixed and agreed in writing before any work begins. Prices shown are introductory rates.
| Service | Price |
|---|---|
| Know Your Customer (KYC) check | From £199 |
| Account restriction / freeze support | From £199 |
| Sanctions / adverse-media explanation | From £199 |
| Source of Funds / Wealth explanation | From £199 |
| AML review / bank review support | From £99 |
| Response drafting (email / letter) | From £99 |
| Service | Price |
|---|---|
| Business KYC Information Pack | From £299 |
| EDD / periodic review pack | From £399 |
| UBO / Ownership & Control pack | From £299 |
| Source of Funds / Wealth pack | From £299 |
| Transaction / activity explanation | From £199 |
| Trading address confirmation letter | From £99 |
24–48 hour case completion when you have a tight deadline or imminent account restriction.
If your bank comes back with further questions after your initial submission, we handle the follow-up.
Extra UBO, director, shareholder or connected entity requiring documentation within a business pack.
Monthly retained support — ideal for businesses with regular compliance reviews or ongoing monitoring needs.
| DIY Response | KYCifi | Solicitor | |
|---|---|---|---|
| Compliance-specific expertise | — | ✓ | Varies |
| Bank-ready structured response | — | ✓ | — |
| Source of Funds / Wealth narrative | — | ✓ | — |
| Fixed, transparent fees | ✓ | ✓ | — |
| Former institutional professional | — | ✓ | — |
| 48–72 hr turnaround | — | ✓ | — |
| Complex / multi-jurisdictional | — | ✓ | Varies |
| EDD & UBO support | — | ✓ | — |
| Manchester in-person option | — | ✓ | Varies |
Book a free, confidential consultation. We'll review your bank's request and tell you exactly what to do next.
Book Free Consultation →KYCifi was founded by Bilal Akhtar after more than a decade at some of the UK's most respected financial institutions. His mission is simple: to make sure no one feels alone or overwhelmed when their bank comes asking questions.
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I began my career in the fraud department at RBS. Since then, I have dedicated my professional life to the complex world of financial compliance — working with some of the UK's most respected institutions, including KPMG, Deloitte, Bank of New York, and Eversheds Sutherland.
Through over a decade of handling Anti-Money Laundering, Sanctions and KYC reviews, I gained a deep understanding of the regulatory landscape. I've seen the financial world evolve — and I understand the immense pressure both institutions and customers face in today's heightened regulatory environment.
In my years as a compliance professional, I noticed a painful disconnect. Banks are required by law to tighten their controls. But for the customer, these requests often come as a shock.
I realised there was a desperate need for an expert advocate — someone who understands the language of compliance and can help bridge the gap between a bank's requirements and a customer's peace of mind.
At the end of the day, I am driven by a simple mission: to be helpful. No one should feel terrified or alone when navigating the complexities of the financial system. I am here to ensure you are supported by an expert who genuinely cares.
— Bilal Akhtar, Founder of KYCifiBecause I have spent over 11 years managing these exact processes at a senior level, I bring three things to your side of the table. Clarity — I help you understand exactly why a request is being made and how to respond accurately. Efficiency — my background allows me to navigate the process quickly, saving you time and avoiding costly back-and-forth. And advocacy — I act as your professional liaison to ensure your bank receives what it needs, while you maintain your peace of mind.
I have an office in Manchester where clients are welcome to meet face-to-face. We also work with clients across the UK and internationally by video and phone. Whatever your situation, I'm here to help.
KYCifi was built around values that matter in an industry where trust and confidentiality are everything.
Everything you share with us is treated with absolute discretion. We will never share your information without your explicit consent.
If we can't help you, we'll tell you. If your case is difficult, we'll say so — and tell you what can be done about it.
Banks trigger reviews for all kinds of legitimate reasons. We treat every client with the same respect and professionalism regardless of their situation.
You'll never receive an unexpected invoice. Every fee is agreed in writing before work begins.
Book a free, confidential 15-minute consultation. No cost, no commitment — just expert guidance.
Book Free Consultation →